Information provided on this web site is general in nature and does not constitute financial advice.

Advice & Answers Financial Services has taken reasonable care in providing this information, unless expressly stated, it should not be construed as being specific to your investment objectives, financial situation or particular needs.

Advice & Answers Financial Services will endeavour to update the web site as needed. However, information can change without notice and Advice & Answers Financial Services does not guarantee the accuracy of information on the web site, including information provided by third parties, at any particular time.

This information is prepared for residents of Australia only. Any currency references are references to Australian dollars unless otherwise specified.

Unless otherwise specified, copyright of information provided on this web site is owned by Advice & Answers Financial Services. You may not alter or modify this information in any way, including the removal of this copyright notice.

This web site does not offer securities or other financial products, nor does it invite subscriptions for securities or other financial products to any person outside Australia. Advice & Answers Financial Services does not guarantee the repayment of capital or any particular return from, or any increase in, the value of any Advice & Answers Financial Services products unless otherwise expressly agreed.

Further, Advice & Answers Financial Services disclaims any liability for loss, damage, cost or other expense which you may incur as a result of any information provided on this web site, to the extent that such liability is not excluded by law.