We are a financial planning business based in Mordialloc, and have been providing professional planning advice since 2005.

We are passionate about helping businesses and individuals achieve their financial and lifestyle goals. Our aim is to build long-term partnerships with our clients and assist them in building, protecting and managing their wealth and lifestyle for them and their families.

Our Business

Advice & Answers Financial Services is a leading financial services provider. Our business was established by Charles Ellul in 2005 and is based in Mordialloc.

Our job is to help you plan strategies that will allow you to take control of your financial future. We build close relationships with you and your family to secure each generation’s financial well being.

But really, our business is all about you.

Our promise

At Advice & Answers Financial Services, our aim is to help you achieve financial success and peace of mind by providing you with a personalised financial strategy.

We strive to provide you with a plan that will create and protect your wealth over the long term, while dealing with your day to day financial needs and challenges.

We are committed to client service excellence and ongoing adviser education. Charles Ellul is a Certified Financial Planner and a member of the Financial Planning Association. We have the necessary experience to ensure the best financial outcome for you. Our quality financial advice puts you in control.

How we can help you

Whether it’s to address a specific financial concern or to achieve your ambitions, we can help in areas such as:

  • Investment planning
  • Superannuation planning
  • Retirement planning
  • Pre-retirement planning
  • Gearing strategies
  • Salary packaging advice
  • Business succession planning
  • Risk and insurance analysis
  • Centrelink planning
  • Aged Care Advice
  • Estate planning considerations
  • Guidance on budgeting and goal setting
  • Savings and wealth creation strategies

Location we serve

City of Kingston

City of Frankston


Rural locality

City of Bayside

Shire of Cardinia


City of Casey

Townships and rural localities

City of Greater Dandenong

Rural Localities

City of Glen Eira

City of Monash

Shire of Mornington Peninsula

Suburbs adjacent to Port Phillip

City of Stonnington

Check out more about our financial advice here.

For more information about us, including areas we specialise in, and our fee structure please download our Financial Services and Credit Guide/ Financial Services Guide.